VSE Capital Markets

Quarterly Result

Kotak Mahindra Bank Ltd

NSE : KOTAKBANKBSE : 500247ISIN CODE : INE237A01028Industry : Banks - Private Sector

Particulars	Dec 2019(₹ Cr)	Sep 2019(₹ Cr)	Jun 2019(₹ Cr)	Mar 2019(₹ Cr)	Dec 2018(₹ Cr)	Sep 2018(₹ Cr)
Interest Earned	6735.60	6761.60	6627.73	6402.27	6237.51	5798.11
Other Income	1341.43	1224.41	1316.88	1270.29	976.70	1218.06
Total Income	8077.03	7986.01	7944.61	7672.56	7214.21	7016.17
Operating Expenses	5688.96	5477.45	5545.69	5390.30	5275.80	4921.20
Operating Profit Before Prov. & Cont.	2388.07	2508.56	2398.92	2282.26	1938.41	2094.97
Provisions & Contingencies	444.00	407.93	316.76	171.26	-32.30	353.80
Depreciation	0.00	0.00	0.00	0.00	0.00	0.00
Provision for Taxes	348.17	376.15	721.96	703.20	679.78	599.52
Fringe Benefit Tax	0.00	0.00	0.00	0.00	0.00	0.00
Deferred Tax	0.00	0.00	0.00	0.00	0.00	0.00
Net Profit	1595.90	1724.48	1360.20	1407.80	1290.93	1141.65

Extra-ordinary Items	0.00	0.00	0.00	0.00	0.00	0.00
Adjusted Profit After Extra-ordinary item	1595.90	1724.48	1360.20	1407.80	1290.93	1141.65

EPS (Unit Curr.)	8.35	9.03	7.13	7.38	6.77	5.99
EPS (Adj) (Unit Curr.)	8.35	9.03	7.13	7.38	6.77	5.99
Calculated EPS (Unit Curr.)	8.35	9.03	7.12	7.38	6.77	5.99
Calculated EPS (Adj) (Unit Curr.)	8.35	9.03	7.12	7.38	6.77	5.99
Calculated EPS (Ann.) (Unit Curr.)	33.40	36.11	28.50	29.50	27.07	23.95
Calculated EPS (Adj) (Ann.) (Unit Curr.)	33.40	36.11	28.50	29.50	27.07	23.95
Book Value (Unit Curr.)	0.00	0.00	0.00	0.00	0.00	0.00
Dividend (%)	0.00	0.00	0.00	0.00	0.00	0.00
Equity	955.52	955.01	954.67	954.38	953.77	953.50
Reserve & Surplus	0.00	0.00	0.00	0.00	0.00	0.00
Face Value	5.00	5.00	5.00	5.00	5.00	5.00

Public Shareholding (No. Of Shares)	0.00	0.00	0.00	0.00	0.00	0.00
Public Shareholding (% in Equity)	0.00	0.00	0.00	0.00	0.00	0.00
(%) of shares held by GOI	0.00	0.00	0.00	0.00	0.00	0.00
Pledged/Encumbered - No. of Shares	0.00	0.00	0.00	0.00	0.00	0.00
Pledged/Encumbered - % in Total Promoters Holding	0.00	0.00	0.00	0.00	0.00	0.00
Pledged/Encumbered - % in Total Equity	0.00	0.00	0.00	0.00	0.00	0.00

Non Encumbered - No. of Shares	0.00	0.00	0.00	0.00	0.00	0.00
Non Encumbered - % in Total Promoters Holding	0.00	0.00	0.00	0.00	0.00	0.00
Non Encumbered - % in Total Equity	0.00	0.00	0.00	0.00	0.00	0.00

PBIDTM(%)	77.95	81.53	83.72	85.37	84.68	83.87
PBDTM(%)	28.86	31.07	31.42	32.97	31.59	30.03
PATM(%)	23.69	25.50	20.52	21.99	20.70	19.69

Net Interest Income	3430.00	3350.00	3173.00	3048.00	2926.00	2676.00
Net Interest Margin(%)	4.69	4.61	4.49	4.48	4.31	4.19
Provision Coverage Ratio(%)	64.40	64.00	67.00	65.40	66.20	62.80
CASA Ratio(%)	53.70	53.60	50.70	52.50	50.70	50.20
Capital Adequacy Ratio	18.21	18.15	17.80	17.45	16.52	17.04
Tier I Capital	17.70	17.60	17.30	16.90	0.00	0.00
Tier II Capital	0.51	0.55	0.50	0.55	0.00	0.00

Gross Non Performing Assets	5413.20	5033.55	4613.52	4467.94	4128.68	4033.07
Net Non Performing Assets	1925.08	1811.40	1524.38	1544.37	1397.27	1500.76
(%) Gross Non Performing Assets	2.46	2.32	2.19	2.14	2.07	2.15
(%) Net Non Performing Assets	0.89	0.85	0.73	0.75	0.71	0.81
Return on Assets(Annualised)	0.00	0.00	0.00	0.00	0.00	0.00
Return on Assets	0.50	0.55	0.44	0.46	0.45	0.41
Current Deposits	36788.00	38200.00	36543.00	38901.00	31745.00	30796.00
Saving Deposits	91729.00	86712.00	81580.00	79685.00	76679.00	72606.00
Term Deposits	110837.00	108159.00	114808.00	107294.00	105380.00	102428.00
Total Deposits	239354.00	233071.00	232931.00	225880.00	213804.00	205830.00
Total Advances	216774.00	213299.00	208030.00	205695.00	196432.00	184940.00

3rd Floor,Fortune Tower,Sayajigunj, Vadodara 390020, Gujarat, India

Telephone: +91 265 2361534

Customer Care Number: +91 265 2361474

Customer Care Timings: Monday to Friday 8:30am to 6:15pm

Email Address: vse@vselindia.com / compliance@vselindia.com

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