VSE Capital Markets

Quarterly Result

Kotak Mahindra Bank Ltd

NSE : KOTAKBANKBSE : 500247ISIN CODE : INE237A01028Industry : Banks - Private Sector

Particulars	Mar 2022(₹ Cr)	Dec 2021(₹ Cr)	Sep 2021(₹ Cr)	Jun 2021(₹ Cr)	Mar 2021(₹ Cr)	Dec 2020(₹ Cr)
Interest Earned	7065.94	6896.82	6596.28	6479.78	6448.86	6659.27
Other Income	1826.32	1363.66	1812.59	1351.78	1504.26	1290.47
Total Income	8892.26	8260.48	8408.87	7831.56	7953.12	7949.74
Operating Expenses	5552.36	5559.48	5288.71	4941.75	4990.90	5041.58
Operating Profit Before Prov. & Cont.	3339.90	2701.00	3120.16	2889.81	2962.22	2908.16
Provisions & Contingencies	-306.21	-131.74	423.99	703.52	734.14	423.85
Depreciation	0.00	0.00	0.00	0.00	0.00	0.00
Tax	878.71	701.38	664.16	544.37	545.71	630.77
Fringe Benefit Tax	0.00	0.00	0.00	0.00	0.00	0.00
Deferred Tax	0.00	0.00	0.00	0.00	0.00	0.00
Net Profit	2767.40	2131.36	2032.01	1641.92	1682.37	1853.54

Extra-ordinary Items	0.00	0.00	0.00	0.00	0.00	0.00
Adjusted Profit After Extra-ordinary item	2767.40	2131.36	2032.01	1641.92	1682.37	1853.54

EPS (Unit Curr.)	13.74	10.75	10.25	8.28	8.29	9.36
EPS (Adj) (Unit Curr.)	13.74	10.75	10.25	8.28	8.29	9.36
Calculated EPS (Unit Curr.)	13.94	10.74	10.25	8.28	8.49	9.36
Calculated EPS (Adj) (Unit Curr.)	13.94	10.74	10.25	8.28	8.49	9.36
Calculated EPS (Ann.) (Unit Curr.)	55.78	42.97	40.99	33.13	33.96	37.44
Calculated EPS (Adj) (Ann.) (Unit Curr.)	55.78	42.97	40.99	33.13	33.96	37.44
Book Value (Unit Curr.)	0.00	0.00	0.00	0.00	0.00	0.00
Dividend (%)	0.00	0.00	0.00	0.00	0.00	0.00
Equity	992.33	991.95	991.54	991.34	990.92	990.24
Reserve & Surplus	0.00	0.00	0.00	0.00	0.00	0.00
Face Value	5.00	5.00	5.00	5.00	5.00	5.00

Public Shareholding (No. Of Shares)	0.00	0.00	0.00	0.00	0.00	0.00
Public Shareholding (% in Equity)	0.00	0.00	0.00	0.00	0.00	0.00
(%) of shares held by GOI	0.00	0.00	0.00	0.00	0.00	0.00
Pledged/Encumbered - No. of Shares	0.00	0.00	0.00	0.00	0.00	0.00
Pledged/Encumbered - % in Total Promoters Holding	0.00	0.00	0.00	0.00	0.00	0.00
Pledged/Encumbered - % in Total Equity	0.00	0.00	0.00	0.00	0.00	0.00

Non Encumbered - No. of Shares	0.00	0.00	0.00	0.00	0.00	0.00
Non Encumbered - % in Total Promoters Holding	0.00	0.00	0.00	0.00	0.00	0.00
Non Encumbered - % in Total Equity	0.00	0.00	0.00	0.00	0.00	0.00

PBIDTM(%)	87.61	78.23	79.92	72.91	74.96	79.11
PBDTM(%)	51.60	41.07	40.87	33.74	34.55	37.31
PATM(%)	39.17	30.90	30.81	25.34	26.09	27.83

Net Interest Income	4521.00	4334.00	4021.00	3942.00	3843.00	3876.00
Net Interest Margin(%)	4.78	4.62	4.45	4.60	4.39	4.36
Provision Coverage Ratio(%)	73.20	71.30	67.00	0.00	63.60	78.40
CASA Ratio(%)	60.70	59.90	60.60	60.20	60.40	58.90
Capital Adequacy Ratio	22.70	21.29	21.76	23.11	22.26	21.54
Tier I Capital	21.70	20.40	20.80	22.20	21.40	20.90
Tier II Capital	1.00	0.89	0.96	0.91	0.86	0.64

Gross Non Performing Assets	6469.74	6982.80	7657.96	7931.77	7425.51	4928.04
Net Non Performing Assets	1736.71	2003.53	2491.44	2792.29	2705.17	1064.02
(%) Gross Non Performing Assets	2.34	2.71	3.19	3.56	3.25	2.26
(%) Net Non Performing Assets	0.64	0.79	1.06	1.28	1.21	0.50
Return on Assets(Annualised)	0.00	0.00	0.00	0.00	0.00	1.90
Return on Assets	0.67	0.51	0.52	0.43	0.43	0.49
Current Deposits	64662.00	57097.00	53280.00	52433.00	52087.00	43975.00
Saving Deposits	124472.00	125822.00	123479.00	120002.00	117226.00	112199.00
Term Deposits	122550.00	122367.00	114952.00	114125.00	110787.00	109130.00
Total Deposits	311684.00	305286.00	291711.00	286560.00	280100.00	265304.00
Total Advances	271254.00	252935.00	234965.00	217465.00	223689.00	214103.00
Dividend Per Share(Rs)	0.00	0.00	0.00	0.00	0.00	0.00
Diluted EPS	13.74	10.74	10.24	8.28	8.28	9.36

3rd Floor,Fortune Tower,Sayajigunj, Vadodara 390020, Gujarat, India

Telephone: +91 265 2361534

Customer Care Number: +91 265 2361474

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