VSE Capital Markets

Quarterly Result

Kotak Mahindra Bank Ltd

NSE : KOTAKBANKBSE : 500247ISIN CODE : INE237A01028Industry : Banks - Private Sector

Particulars	Mar 2020(₹ Cr)	Dec 2019(₹ Cr)	Sep 2019(₹ Cr)	Jun 2019(₹ Cr)	Mar 2019(₹ Cr)	Dec 2018(₹ Cr)
Interest Earned	6804.68	6735.60	6761.60	6627.73	6390.91	6237.51
Other Income	1489.39	1341.43	1224.41	1316.88	1281.65	976.70
Total Income	8294.07	8077.03	7986.01	7944.61	7672.56	7214.21
Operating Expenses	5568.79	5688.96	5477.45	5545.69	5390.30	5275.80
Operating Profit Before Prov. & Cont.	2725.28	2388.07	2508.56	2398.92	2282.26	1938.41
Provisions & Contingencies	1047.47	444.00	407.93	316.76	171.26	-32.30
Depreciation	0.00	0.00	0.00	0.00	0.00	0.00
Tax	411.21	348.17	376.15	721.96	703.20	679.78
Fringe Benefit Tax	0.00	0.00	0.00	0.00	0.00	0.00
Deferred Tax	0.00	0.00	0.00	0.00	0.00	0.00
Net Profit	1266.60	1595.90	1724.48	1360.20	1407.80	1290.93

Extra-ordinary Items	0.00	0.00	0.00	0.00	0.00	0.00
Adjusted Profit After Extra-ordinary item	1266.60	1595.90	1724.48	1360.20	1407.80	1290.93

EPS (Unit Curr.)	6.37	8.35	9.03	7.13	7.21	6.77
EPS (Adj) (Unit Curr.)	6.37	8.35	9.03	7.13	7.21	6.77
Calculated EPS (Unit Curr.)	6.62	8.35	9.03	7.12	7.38	6.77
Calculated EPS (Adj) (Unit Curr.)	6.62	8.35	9.03	7.12	7.38	6.77
Calculated EPS (Ann.) (Unit Curr.)	26.48	33.40	36.11	28.50	29.50	27.07
Calculated EPS (Adj) (Ann.) (Unit Curr.)	26.48	33.40	36.11	28.50	29.50	27.07
Book Value (Unit Curr.)	0.00	0.00	0.00	0.00	0.00	0.00
Dividend (%)	0.00	0.00	0.00	0.00	0.00	0.00
Equity	956.52	955.52	955.01	954.67	954.38	953.77
Reserve & Surplus	0.00	0.00	0.00	0.00	0.00	0.00
Face Value	5.00	5.00	5.00	5.00	5.00	5.00

Public Shareholding (No. Of Shares)	0.00	0.00	0.00	0.00	0.00	0.00
Public Shareholding (% in Equity)	0.00	0.00	0.00	0.00	0.00	0.00
(%) of shares held by GOI	0.00	0.00	0.00	0.00	0.00	0.00
Pledged/Encumbered - No. of Shares	0.00	0.00	0.00	0.00	0.00	0.00
Pledged/Encumbered - % in Total Promoters Holding	0.00	0.00	0.00	0.00	0.00	0.00
Pledged/Encumbered - % in Total Equity	0.00	0.00	0.00	0.00	0.00	0.00

Non Encumbered - No. of Shares	0.00	0.00	0.00	0.00	0.00	0.00
Non Encumbered - % in Total Promoters Holding	0.00	0.00	0.00	0.00	0.00	0.00
Non Encumbered - % in Total Equity	0.00	0.00	0.00	0.00	0.00	0.00

PBIDTM(%)	72.34	77.95	81.53	83.72	85.52	84.68
PBDTM(%)	24.66	28.86	31.07	31.42	33.03	31.59
PATM(%)	18.61	23.69	25.50	20.52	22.03	20.70

Net Interest Income	3560.00	3430.00	3350.00	3173.00	3036.00	2926.00
Net Interest Margin(%)	4.72	4.69	4.61	4.49	4.48	4.31
Provision Coverage Ratio(%)	69.00	64.40	64.00	67.00	65.40	66.20
CASA Ratio(%)	56.20	53.70	53.60	50.70	52.50	50.70
Capital Adequacy Ratio	17.89	18.21	18.15	17.80	17.45	16.52
Tier I Capital	17.30	17.70	17.60	17.30	16.90	0.00
Tier II Capital	0.59	0.51	0.55	0.50	0.55	0.00

Gross Non Performing Assets	5026.89	5413.20	5033.55	4613.52	4467.94	4128.68
Net Non Performing Assets	1557.89	1925.08	1811.40	1524.38	1544.37	1397.27
(%) Gross Non Performing Assets	2.25	2.46	2.32	2.19	2.14	2.07
(%) Net Non Performing Assets	0.71	0.89	0.85	0.73	0.75	0.71
Return on Assets(Annualised)	0.00	0.00	0.00	0.00	0.00	1.65
Return on Assets	0.38	0.50	0.55	0.44	0.46	0.45
Current Deposits	43013.00	36788.00	38200.00	36543.00	38901.00	31745.00
Saving Deposits	104609.00	91729.00	86712.00	81580.00	79685.00	76679.00
Term Deposits	115199.00	110837.00	108159.00	114808.00	107294.00	105380.00
Total Deposits	262821.00	239354.00	233071.00	232931.00	225880.00	213804.00
Total Advances	219748.00	216774.00	213299.00	208030.00	205695.00	196432.00

3rd Floor,Fortune Tower,Sayajigunj, Vadodara 390020, Gujarat, India

Telephone: +91 265 2361534

Customer Care Number: +91 265 2361474

Customer Care Timings: Monday to Friday 8:30am to 6:15pm

Email Address: vse@vselindia.com / compliance@vselindia.com

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